Wednesday, March 31, 2010

The 90 day challenge. Ready, Set...

Background here: 90-day Challenge

This starts tomorrow.  Am I ready to hit the ground running?  I think so.  Mostly.

Immediate plan:
  • Improve poker game to be profitable 2 limits higher than I currently am
    • Starting point
      • Playing .50/1.00
      • BR = $638.93
    • Assessment
      • I'm playing tolerably well right now AND running well.  Obviously I can't control the second part. 
      • I need to fix some serious leaks in my game
      • I need to put in the time
    • First steps
      • Play 1 hour tonight
      • Play 1 hour tomorrow night
      • Review 1 hour Friday
      • Play at least 3 hours Friday
      • Review 1 hour Sunday
      • Play at least 2 hours Sunday
      • See if I can nail M's foot to the floor for an hour somewhere to get some input
  • Complete 2 more CLEPs I don't need to study for, 1 I need a little study for
    •  Starting point
      •  Zero
    • Assessment
      • Ready to go on test #1 & #2
      • I know teachers who would help with #3
    • First steps
      • Friday or Saturday morning: schedule tests #1 & #2
      • Email neighbor to ask if he'll help study for #3
      • Look into links provided by L to see if this subject is covered there the way I need it to be.
  • Completely clear enclosed patio of EVERYTHING that doesn't belong there
    • Starting point
      • OMG it's a mess out there
      • I've ordered and received accordion doors and plantation blinds for office
    • Assessment
      • I'm probably going to need some help to do some of the installation.  I've contacted and attempted to hire two people who both claim to need money and who both have the time and physical ability and both claim to want to do it.  But neither one has followed through.  And there is such a short list of people I trust to help me.  So this is going to be a problem.  Meanwhile, I'll see if I can muscle through it without even a second pair of hands to hold the stuff for me while I fasten it down.  Grrrr...
    • First steps
      • Friday, Saturday, and/or Sunday:
        • Install accordion doors in office closet
        • Clean bookshelves and put in office closet
        • If time permits, tape off garage sections for further stuff distribution.

Monday, March 22, 2010

90 Challenge - Breakdown

My friend Mark has posted a 90-day challenge on his blog: Mark's 90 day challenge 

 I've got a plan for mine here: The 90 day challenge

So it's time to break mine down into measurable, achievable steps:
  • Improve poker game to be profitable 2 limits higher than I currently am
    •  Further defined
      • I am currently playing $0.50/$1.00.  
      • In order to achieve my goal I have to move through $1/$2 to $2/$4.
      • Moving up is a function of bankroll, which is a function of profitability.
      • I have decided that I will require 500BB to move up, and 300BB to keep playing (otherwise I will move down).
      • My bankroll is currently around $470 (don't have exact numbers here at work).
      • I require $1,000 to move to $1/$2
      • I require $2,000 to move to $2/$4
    • Step goals:
      • Playing $0.50/$1.00: reach $1,000 by May 1 and move up to $1/$2
      • Playing $1/$2: reach $2,000 by June 15
      • Have 1000 hands of $2/$4 with a net profit (no matter how small) by June 30
  • Complete 2 more CLEPs I don't need to study for, 1 I need a little study for
    •  Further defined
      • This one I modified a bit to fit in with budget constraints.
    • Step goals
      • April
        • Pass the Freshman College Composition CLEP
        • Find appropriate study materials for College Mathematics CLEP
      • May
        • Pass the Analyzing and Interpreting Literature CLEP
        • Read through College Mathematics study materials and be able to pass CLEP sample test
      • June
        • Pass the College Mathematics CLEP
  • Completely clear enclosed patio of EVERYTHING that doesn't belong there
    • Further defined
      • This is is a combination of things that need to go to xDH, things that need to be thrown away, things that need to be donated/given away, things that need to be put away, things that need to be cleaned.  It's a 10' x 20' junk pile right now.
    • Step goals
      • April
        • Weekend 1 (April 3&4)
          • Install accordion doors in office closet
          • Clean bookshelves and put in office closet
        • Weekend 2 (April 10&11)
          • Mark off areas of garage (with blue tape if necessary) for give away, garage storage, xDH, dump.
        • Weekend 3 (April 17&18)
          • Spend 2 hours (broken into sprints) moving things into their appropriate zones in the garage and house
        • Weekend 4 (April 24&25)
          • Spend 2 hours (broken into sprints) moving things into their appropriate zones in the garage and house
      • May
        • Weekends 1 & 2 - Vacation
        • Weekend 3 (May 15&16)
          • Spend 2 hours (broken into sprints) moving things into their appropriate zones in the garage and house
        •  Weekend 4 (May 22&23)
          • Spend 2 hours (broken into sprints) moving things into their appropriate zones in the garage and house - complete all relocating!
        • Weekend 5 (May 29&30)
          • Vacuum, dust, etc. as needed.
      • June
        • Give away all the give away stuff
        • Either get someone to take things to the dump or call 1-800-GOT-JUNK to pick it up
        • Make sure xDH picks up his stuff or drop it off at his GF's or Mom's.
        • Clean patio windows and screens.
        • Find appropriate furniture (do not buy it, just find it) and discuss with DF

Thursday, March 18, 2010

Poker & Life: Bad Beats

For those of you who aren't poker players, I'll define a "bad beat."  A bad beat is when you do everything the right way but you get unlucky and lose anyway.  Like when there are only two cards left in the deck that can beat you, and one of them gets dealt.

This kind of thing happens pretty regularly.  After all, even if there's only a 1% chance of you losing in this situation, that's still going to happen 1 in every 100 times you're in this situation.  And in poker, when you're playing several hundred hands each time you play, every situation is going to come around eventually.

A lot of players get really mad about the bad beats.  Most of them blame their opponents for being so stupid as to get lucky and beat them.  I was listening to a series about poker and they were talking about bad beats and I realized that this isn't one of the problems I suffer from.  Yes, I don't like losing when I was ahead.  Heck, I don't like losing when I'm behind either.  Yes, I dislike having put so much money into something *and being right to do so* and then losing it all over something unlikely.  The common reaction seems to be "That's not fair!"  But I realized that isn't my reaction.  And I've been trying to figure out why.

One of the professionals (Phil Gordon, maybe?) said that most of his losses are to bad beats.  His reasoning is that it's only a bad beat if you started out ahead and then lost to bad luck.  And since he is usually only in a hand when he's ahead, it makes sense that when he loses it's usually because of a bad beat.  If he were in there with bad hands more often, he'd be losing a lot more often in "normal" ways, rather than mostly to bad luck.  That makes perfect sense to me.  So he simply accepts that he can't win every hand, and a lot of the ones he loses will be because he got unlucky.

I think that the people who think it isn't fair are the ones who don't really understand that the same unlikely loss happens to absolutely everyone who plays. Every single player. It doesn't all happen at the same time, but it does happen to everyone. Isn't that the definition of fair?  I think that's why it doesn't bother me.  It's simply a part of the game that I accept as a recurring random loss.  Bummer when it happens, but totally predictible.  NOT as in "Well I should have *known* I'd lose - it was a big pot and I should just expect to lose those."  Rather as in "That's going to happen every x hands or so, and it's a shame it coincided with this nice pot this time."

What does this have to do with regular life?

Because regular life deals out some bad beats also.  Things happen that set us back when we were doing everything right.  Someone rear ends us, or the fridge breaks, or the cat gets sick and the vet bill is big, or we trip and break an arm, or something.  And those are the littler things.  Then there are the really bad ones: serious illness, natural disasters, death, unemployment, etc.  None of them are fair... and yet, statistically speaking they're each going to hit x percent of the population and it's a BIG population.  And, again, I'm not saying I'd be happy about any of the big ones, and I'm never happy about the small ones.  But the anger, the blinding rage, the bitterness, don't change it.  They don't make it go away.  You can't get a re-deal.  All you can do is accept that it was your misfortune to get the bad beat this time, and do your best to play it out from here.

I don't mean to trivialize anyone's misfortunes.  And this isn't written about anyone except myself.  But I think it's important to find ways to absorb life's sometimes crappy deals without spending all of your future replaying a bad beat and stoking your anger over it.

I'm usually good at that in poker.  I'm even good at it in life *most* of the time.  Periodically I find myself dwelling on a bad beat and getting worked up about it.  But I'm hoping that by writing this down and thinking it through I'll be better able to remember in the future that it's just a bad beat.  They happen to everyone.  I can't change the way it played out.  I can't go back and undo anything at all.  I can't even necessarily learn what to do differently in the future, since a bad beat by definition means you weren't wrong you were just unlucky.

In fact, the only thing you CAN do, is not allow the unproductive emotions caused by the bad beat to take away your full concentration and effort from the CURRENT hand.  That one is over.  Play this one the best you can.

Tuesday, March 16, 2010

The 90 day challenge

My friend Mark has posted a 90-day challenge on his blog:
http://www.markcancellieri.com/blog/2010/03/16/the-90-day-challenge/

I like the idea, but will be modifying it a bit since I'm not currently suffering for lack of goals.  ;-)

In 2Q I will:

1) Improve poker game to be profitable 2 limits higher than I currently am. (BHAG: Be able to support myself on poker income)

2) Complete 2 more CLEPs I don't need to study for, 1 I need a little study for, and 1 I need a LOT of study for. (BHAG: BA in Psychology)

3) Completely clear enclosed patio of EVERYTHING. (BHAG: Declutter entire house.)


Stay tuned for progress reports!

Wednesday, March 3, 2010

LBYM - Why? Do I have to? Doesn't it suck?

Living Below My Means

I'm getting really tired of hearing people brag about how they'd rather *live* than have to stick to a budget!  They should get to do what they want!  OMG, people, grow up already.  You can't spend more than you make for any length of time.  Basic math should tell you so.  And the longer you do it, the more of your money goes to interest charges instead of living, until even teensy bits of luxury are difficult to afford.  Why are you so broke now?  Because all of your money is paying for your irresponsible spending in the past.  You can't *live* now because you were too eager to *live* before.  So what do you do?  You either make more or spend less.  There just aren't any other choices.

Right now I'm getting out from under a mountain of debt from my marriage.  Does it suck?  Yes.  I'd much rather have the second income, the housekeeper, the new cars, the restaurant meals, the season tickets to the theater, the weekends at the river, etc.  And it frustrates the hell out of me to be paying twice as much on my house as I bought it for because of absorbing all of the debt from xDH's failed business, plus having the $x in credit card debt.  But the reality is that I'm spending $y each month just on minimum payments on this debt, and once that is paid off I can have that same $y each month to *live* with!  I can use it to blow my nose if I want, and not be living any lower than I do now.  And it's certainly enough money to hire another housekeeper and make a car payment if that's what I want to do with it (which it isn't).

But meanwhile, I get to buckle down and cope with less fun money so I can pay off that debt.  It's like, if I were a kid, having to clean my room before I go out to play.  Except that it's not a 1 hour task that I can hurry through, I am going to be on it for a couple more years.  But I'm old enough to know that shoving it all under the bed doesn't actually help.  Yeah, I wouldn't see it anymore - but it would still be there waiting for me and getting dirtier and I'd have to drag it all out if I wanted any of it.  Those are MY things under there that I'd have to do without!  And going out to play right away just isn't important enough to do that - I can go play tomorrow.  And once I finally get my room clean?  I'll still have to pick up after myself, and dust and vacuum regularly, but if I do that basic maintenance it won't ever again be the pigsty it is now.

So - does it suck?  Only a little.  But it's going to be so nice when it's done. And Momma ain't gonna come along and do it for me, so I guess I've got to do it myself.

And tomorrow I'll be outside playing, when a lot of the other kids are grounded.

So nyah!

March goals and goal review

February goals:
  1. Continue to respect and refine my budget.  Including finding a few little ways to reduce spending a bit more.
  2. Get rid of some of the stuff I've already earmarked for removal.  List it somewhere or something!  Make a plan and do it.  Hire handyman to take care of handyman task list.
  3. Keep up with my daily housekeeping task list.
  4. Continue to make time for school, poker, reading, yarnwork, fun cooking, cultural events, etc. and give each one my all while I'm doing it.
  5. Keep various appointments with family and make some more (ex MIL and ex FIL, Dad's birthday, reschedule oldest-friend (and her birthday), San Diego cousin, Rusty and Helen, others?)
  6. Exercise every day - make sure there's some stretching (especially since I had to stop seeing the chiropractor).  Use this time to refresh my mind and consciously get rid of crap.
  7. Stick to my routines, and add new ones if necessary.  I do have enough time, but only if I use it wisely.  I even have time to watch some TV and play on the computer, if I schedule it.  But fucking off when I'm supposed to be doing something else is a failure in every way; I don't accomplish my tasks AND I don't get the full benefit of relaxing because I feel guilty for not doing what I know I should.  Keeping to routines is respecting my time, and will give me more time for other things since I will get in *proper* relaxing time and won't feel so constantly in need of it.
  8. Set up all the various doctors appointments.

Progress (scale of 1 - 10):
  1. 8 - I've got my budget pretty well dialed in.  I've done some things to cut back.  I need to cut further plus I'm sliding on a few conveniences - but compensating with other reductions.
  2. 3 - I had Salvation Army come out, but they rejected the couch and recliner... which means they've been sitting *in the rain* ever since.  Of course, if SA didn't want them no one was going to.  But now I've got a heavy couch and recliner to dispose of.  Friend is supposed to pick up the mattress - I'll keep nagging until she does.  Everything else is still where it was.  Blech.
  3. 5 - Mom came out for a day, so I got the whole house clean.  Now I just have to keep it up.
  4. 5 - Time is always an issue.  But I seem to be fitting almost everything in right now.  Sometimes it takes a shoehorn, but it's in there.
  5. 3 - I kept the ones I had, but only made one more.  And yet, my whole month is booked already.
  6. 2 - I slacked off too much in February.
  7. 5 - My routines fell by the wayside a lot.
  8. 5 - Well I've got most of them scheduled.

March Goals:
  1. Stick to budget.  Dial in new with holdings and allocate extra to debt-reduction.
  2. Get xDH to either do the handyman list or not.  6 months of waiting is too much.  If he says no, find a local guy that I trust to neither steal from me nor hit on me and book him.
  3. Do the housekeeping, damnit
  4. Focus on poker and school.  Other hobbies can wait for now.  Except some fun cooking on weekends.  Use mom's pasta roller, and new ravioli press.
  5. Set ONE family/friend appointment for April.
  6. Exercise 3 mornings a week before work, and 30 minutes on weekend.  Step Aerobics at a minimum.
  7. Stick to schedules
  8. Schedule eye doctor appointment
  9. Take 2 CLEPs, schedule 2 more for April, research study guides for additional 5 subjects.
  10. Get in 3 poker sessions per week, sticking to review-before-play rules.  Give complete focus while playing - emphasizing correct play and note taking, rather than winrate.